在新加坡工作,个人所得税相对较低,但如果能合理规划,还是有办法合法降低税务负担。以下是几种省税的方法,让您的收入最大化。
新加坡政府提供多种税务减免政策,例如:
如果您的职业涉及进修或培训,您可以申请 职业发展培训费用(Course Fees Relief),最高可扣除 $5,500。此外,部分工作相关开销(如专业会员费)也可能符合扣税条件。但是,用 Skill Future 去进修的课程不能扣税。

新加坡不对资本利得(Capital Gains)征税,因此:
一些企业提供非现金福利 allowance benefits。这些不算是个人收入,所以不用征税。
如额外公积金供款、健康保险、交通津贴等,这些都可以减少您的应税收入。
如果您的配偶年收入较低,可以考虑让配偶持有投资资产,以减少家庭整体的税务负担。
新加坡的税制相对友好,但如果能充分利用税务减免、免税投资、公司福利等政策,就能在合规的前提下优化税务负担。
若你想了解如何算你的个人所得税和符合条件的省税工具,欢迎联系我!
WhatsApp: 81267108
微信: wynne_weining
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
我是魏宁,2008年通过全额奖学金来到新加坡,并在本地公立医院手术室工作近14年。
如今作为理财顾问,我将医疗背景与金融专业相结合,为客户提供以需求为核心的保障与财富规划。
专业、责任、以客户为中心,陪伴客户做好每一步长期规划。如果您希望进一步与我联系,点击“预约咨询”。
I’m Wynne, I came to Singapore in 2008 on a full scholarship and spent nearly 14 years working in the operating theatre of a local public hospital.
Today, as a Financial Consultant, I combine my healthcare background with financial expertise to provide client-focused protection and wealth planning.
Professional. Responsible. Client-focused. Committed to every step of your long-term journey.
WA:+6581267108
WeChat:wynne_weining
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
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