当你(新加坡公民或永久居民 PR)满 55岁,你的公积金CPF Special Account (SA) 会自动关闭——但不是凭空消失,而是被合并到一个新的退休账户 (Retirement Account, RA)!
政府会自动帮你设立 RA,并从你的 SA 转入足够的退休金额。这个新账户依然享有 4%利息,专门用于你的养老规划。
如果你的 SA 里有额外存款,它会被转入 Ordinary Account (OA),享受 2.5% 利息(和银行定存相似)。更棒的是,你可以随时提取 OA 里的余额!
除了 CPF,很多人会搭配其他工具来增加 退休收入:
CPF提供稳定基础,4%利息安全稳健。
想要更高回报?可考虑 SSB、年金或分红基金。
搭配不同工具,确保退休生活无忧!
55岁只是人生的新开始,合理规划,让你的退休更自在!
想了解哪个工具更适合你?欢迎联系我!
WhatsApp: 81267108
微信: wynne_weining
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek unbiased financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
我是魏宁,2008年通过全额奖学金来到新加坡,并在本地公立医院手术室工作近14年。
如今作为理财顾问,我将医疗背景与金融专业相结合,为客户提供以需求为核心的保障与财富规划。
专业、责任、以客户为中心,陪伴客户做好每一步长期规划。如果您希望进一步与我联系,点击“预约咨询”。
I’m Wynne, I came to Singapore in 2008 on a full scholarship and spent nearly 14 years working in the operating theatre of a local public hospital.
Today, as a Financial Consultant, I combine my healthcare background with financial expertise to provide client-focused protection and wealth planning.
Professional. Responsible. Client-focused. Committed to every step of your long-term journey.
WA:+6581267108
WeChat:wynne_weining
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
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