the TLDR you need.
Starting from 1st April, the Integrated Shield Plan will no longer provide ‘As-Charged’ coverage for cancer, following the Ministry of Health (MOH) policy and MediShield Life (MSL) changes.
For AIA Healthshield Gold Max A policyholders, here’s what you need to know about coverage for drugs on the cancer drug list:
For drugs on the cancer drug list:
For drugs NOT on the cancer drug list:
The AIA Cancer Care Booster Rider will be launched from 1st April. It is automatically added if you have the Vitalhealth/VitalCare Rider, on policy renewal.
If you do not have any rider, please note that you will have to apply for it separately. There is a window period for application without undergoing underwriting.
Conclusion: Beyond just covering for copayment, the rider is now a necessity if you want to be covered at a more relevant level. Even then, it may be prudent to consider an extra, standalone cancer rider. Do drop me a WhatsApp if you would like to find out more.
info correct as of 29th march
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
I believe that “Worrying is not planning and Hope is not a good strategy”.
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