Zephanie Lau 刘晓莹
Senior Financial Advisory Manager
(MAS REP No.: ZLX300012197)
Take control of your life insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.
I help Business and Individual to save premiums with portfolio optimization & provide risk management | Layer Your portfolio with streams of income. Talks about #financialindependence, #ChooseIndependent
About
Specialties
Achievements
“𝙱𝚎 𝚝𝚑𝚎 𝚊𝚛𝚌𝚑𝚒𝚝𝚎𝚌𝚝 𝚘𝚏 𝚢𝚘𝚞𝚛 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚍𝚎𝚜𝚝𝚒𝚗𝚢!” ✍I am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.
As Warren Buffett wisely said, “𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗶𝘀 𝘀𝗶𝘁𝘁𝗶𝗻𝗴 𝗶𝗻 𝘁𝗵𝗲 𝘀𝗵𝗮𝗱𝗲 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗽𝗹𝗮𝗻𝘁𝗲𝗱 𝗮 𝘁𝗿𝗲𝗲 𝗮 𝗹𝗼𝗻𝗴 𝘁𝗶𝗺𝗲 𝗮𝗴𝗼.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.
“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.
Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.
With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! 🌟💼
#efficient #financialhappiness
Drop me a Text to schedule a One-To-One Consultation Session!
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“Zephanie is not only knowledgeable in what she does, her dedication in wanting to help her clients like me, to build financial security and eventually have the financial freedom is what led me to bring my family and friends to her to help them in reviewing their financial portfolios too. A genuine and patient individual who is easy to talk with, Zephanie gives sound advices to her clients and always tries to understand her clients first to evaluate what their needs are before providing any recommendations. Her passion in wanting her clients to do good is what led to the increased in my financial savings and the start of my financial investment, which I initially had no clue on how to go about doing investments. Really Thankful and Appreciate all the effort and time Zephanie had put in to help me become more financially stable and savvy.”
Alicia
Self Employed
“Zephanie is friendly and very very patient with me! I tend to get lost and confused easily but she make things easier to understand so I am very thankful for that! 5 Stars to Zeph! thank you Zeph!”
Bernice
Social Service
“Zeph is incredibly well-read, knowledgeable and has sound financial acumen. Her guidance is well-thought out, and she takes time to explain ideas and trends simply so that’s it’s easy to understand. By always thinking ahead, she inspires trust in what she does. 10/10 would recommend!”
Sarah.H
Manager at Wise
Prior to meeting Zephanie, I met a few advisors (Prudential and Mum’s friend from Manulife). She was referred by a friend of mine, sharing with me that the platform she is in holds an “independent financial advisory”. I thought why not since I was able to compare?
After many meetings, I decided to proceed with Zephanie because she was very patient with me. She never fails to provide me the context and background of insurance products. As she have been in the industry for pretty long, she would use practical case studies so to translate to laymen for me to understand.
She would always give me options on plans best fit my lifestyle, the best pricing, and coverage that can provide a good safety net in the event of any unfortunate event – since I am an expat, it would be costly for me.
Then, I just wanted to get insurance. Instead of focusing on selling insurance to me, she helps me to see things from the big picture. That was when I was able to make a more informed decision on what I needed.
Now that I have been a client for a while, I realised she provided a sense of direction. Because I am an Expat, there are many things that are foreign to me. I really appreciate her neutrality in her advice, helping me to save cost/premium by comparing across multiple platforms.
Recalled a meaningful session where she would share with me insights as to how my finances are – through a process call Financial Portfolio Audit. That session was very meaningful to me. I got to know myself and my finances better and how to improve.
Thank you Zephanie!
Trinh
HR
“Zeph changed my life because she helped me to feel assured with her broadcast msg/ email on the general economy and finances. She will compare the different companies and tell me which is the best policy/ investment + within my budget. I managed to make some $ in investment within a short period of time.”
Jasmine
Marketing
Zephanie have patience with explaining with me iFA structure and also a great help in helping me with the review of my existing policy, and have since make me realise the importance of some of the issues which I didn’t realise when purchasing the existing policy, her explanation is more of a friend who really wants the best for her client rather than some FA that just want to get the customer. Thumbs up!
Wilson Tan
Engineer
”Got to know Zephanie through my Son who spoke well of her and how she handle his portfolio all these years. I find dealing with her convenient as she have all the Services – its like a ‘one-stop shop’. As such, I do not need to shop around with other companies as her platform is Independent. She does the analysis for me, and explained the pro and cons to us in layman. She is neutral in her reasoning, laying out options available to my husband and I.
Before she started dealing with me, she explained all my policies to me again which Insurance Agent don’t. Found her is very knowledgeable!”
Mr and Mrs Tan
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“Doing this is important: Guys, you can PM me for my contact if you are looking for an independent and unbiased financial advisor and if you like me, lazy or unsavvy to do insurance policy comparisons.
Zephanie Ah Lau, Snr Financial Advisory Manager from Financial Alliance helped me to get the right coverage for critical illness that I wanted after going through policies from other 4 insurance companies.
She doesn’t get a commission from insurance companies (search for independent advisors).
In addition to the fact that she’s my bestie, I know for sure she genuinely cares enough and works hard to help her clients get the right support.
Saved time and gave me peace of mind working with her ? She’s not a hard seller.
So sharing with you all my peace of mind ? . No i don’t get a commission for doing this. Because my dad passed from cancer, I find importance in insurance. And because Zeph’s service met my requirements, i am recommending to you guys. Get covered properly guys ?”
Ms Chan
Manager
“Anyway Zephanie, thanks for the great service and thanks for referring Loan to us. You are really nice and patient in explaining the details of our loan to us. Appreciate it. Its never vouchers or gift that attracts us but rather the great service rendered that make us feel great. Thank you once again”
Edmond & Yuan
Insurance Agent and Bank Staff
Zephanie Lau 刘晓莹
MAS REP No.: ZLX300012197
Senior Financial Advisory Manager
0
Our Business Partner
0
Years In Service
0
Number of Active Clients
I help Business and Individual to save premiums with portfolio optimization & provide risk management | Layer Your portfolio with streams of income. Talks about #financialindependence, #ChooseIndependent
“𝙱𝚎 𝚝𝚑𝚎 𝚊𝚛𝚌𝚑𝚒𝚝𝚎𝚌𝚝 𝚘𝚏 𝚢𝚘𝚞𝚛 𝚏𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚍𝚎𝚜𝚝𝚒𝚗𝚢!” ✍I am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.
As Warren Buffett wisely said, “𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗶𝘀 𝘀𝗶𝘁𝘁𝗶𝗻𝗴 𝗶𝗻 𝘁𝗵𝗲 𝘀𝗵𝗮𝗱𝗲 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗽𝗹𝗮𝗻𝘁𝗲𝗱 𝗮 𝘁𝗿𝗲𝗲 𝗮 𝗹𝗼𝗻𝗴 𝘁𝗶𝗺𝗲 𝗮𝗴𝗼.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.
“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.
Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.
With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! 🌟💼
#efficient #financialhappiness
Drop me a Text to schedule a One-To-One Consultation Session!
My Specialties
LET US CONNECT IF YOU ARE LOOKING FOR THE BELOW:
- Looking to create of a Holistic Financial Portfolio tailored to your own needs. With Holistic Planning, your are able to maximize your resources and put them to greater use.
- Looking to explore independent advice Across key areas of your Financial Life, including Taxes, Financial Planning, Investment, Estate Planning.
- Looking to formulate a strategy that allows you to retire 10 years earlier than your desired age. Enjoying the fruits of being a good steward of your money.
- Looking to create a stable passive income through the use of annuities and high dividend yield stocks and bond. Leveraging on Good Debt to generate passive income.
- Looking to Create a Safety Net and Protect your Assets in the event that unexpected Sickness and Injury find us.
Other Areas of Business Networking:
- Exploring Financial Educational Seminars in your Organization.
- Exploring bring Health Screening to your Organisation.
- Keen to Protect your Business Against Cyber Breaches – we are able to set up 24/7 Crisis Management Team to you and your Company’s Business.
- Keen to Protect your Business Against Business Risk.
- Keen t0 simply will like to broaden your professional network for mutual learning.
Achievements
2012 Standard Chartered Bank – Top 8th RM
2012 Standard Chartered Bank – Certificate of Excellence SCB Champion Trophy
2013 Standard Chartered Bank – Certificate of Achievements (Sydney Summit Club)
2014 Maybank – Certificate of Excellence 2nd Runner up (Shanghai Convention)
2015 Maybank – Certificate of Achieve (Maldives Convention)
2023 Financial Alliance Quality Class (Merit Class)
2022 Financial Alliance Quality Class (Merit Class)
2021 Financial Alliance Quality Class (Merit Class)
What is Merit Awards means to our Clients?
Merit Class recognized Advisor’s outstanding performance in its Sales, Service and Personal Development.
2022 Million Dollar Round Table Qualifying Member
2021 Million Dollar Round Table Qualifying Member
What is MDRT means to our Clients?
MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.
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CONTACT US
- 150 Beach Road #12-01/08, Gateway West Singapore 189720
- +65 62221889
- +65 62221019
- feedback@fa.com.sg
Take control of your insurance by exploring our self-service options, offering autonomy and flexibility for knowledgeable individuals.
