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Learning to adjust the sail with the changing winds rather than permitting ourselves to be blown in directions we did not purposely choose requires the development of a whole new discipline. It involves going to work on establishing a powerful, personal philosophy that will help to influence in a positive way all that we do, think and decide. If we can succeed in this worthy endeavour, the result will be a change in the course of our income, lifestyle and relationships, and in how we feel about the things of value as well as the times of challenge. If we can alter the way we perceive, judge and decide upon the main issues of life, then we can dramatically change our lives./p

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