1⃣ 现金储蓄 💰
“银行存款是最基本的收入来源,但存款利息较低,建议合理配置。”
2⃣ 公积金(CPF)& 补充退休储蓄(SRS) 🏦
“新加坡CPF Life提供终身年金,而SRS可用于税务优化和投资。”
3⃣ 保险和年金 📜
“商业年金和保险分红可提供稳定的现金流。”
4⃣ 房产租金收入 🏠
“出租房产,每月都有被动收入,是退休规划的重要一环。”
5⃣ 缩小住房面积后的现金收益 📉
“换一套更小的房子,释放部分现金,让退休生活更灵活。”
6⃣ 投资(如股票、基金) 📈
“稳健的股息股、基金等投资,可以带来长期增长。”
7⃣ 收入来源(如股息) 📊
“高股息股票或REITs,是被动收入的好选择。”
8⃣ 遗产继承 🏵
“如果有遗产计划,合理安排可以更好地保障家庭财富。”
As a financial advisor, my goal is to help you achieve your financial goals and objectives. I can provide you with personalized advice on how to manage your money, create a budget, and invest wisely. I can also guide you in developing a financial plan that will help you achieve your long-term goals, such as retirement or saving for your children’s education.
I can provide guidance on a wide range of financial topics, such as:
Budgeting: I can help you create a budget that aligns with your financial goals and lifestyle. This includes looking at your income, expenses, debt, and savings to help you make the most of your money.
Investing: I can help you develop an investment strategy that’s aligned with your risk tolerance, financial goals, and time horizon. This may include investing in stocks, bonds, mutual funds, or other investment vehicles.
Retirement planning: I can help you plan for retirement by looking at your retirement goals, estimating your retirement income needs, and creating a savings plan that will help you achieve those goals.
Insurance: I can help you understand the different types of insurance available, such as life insurance, health insurance, and disability insurance, and help you determine which policies are best suited for your needs.
my goal as a financial advisor is to help you achieve financial security and peace of mind. Whether you’re just starting out or have been investing for years, I’m here to help you navigate the complex world of finance and make informed decisions about your money.
Whether you’re just starting to build your wealth, or looking for ways to protect and grow your assets, I’m here to help you navigate the complex world of finance. With my knowledge and expertise, you can make informed decisions that will help you achieve financial success. So, feel free to ask me any questions you have, and let’s get started!
Contact Me HERE
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In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策
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By submitting this form, I confirm that
提交此表格,即表示
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.
根据《个人数据保护法》,鑫盟理财私人有限公司征求您的同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料(例如姓名,证件号码,联系电话,邮寄地址,电邮地址和照片)。 该政策可在本公司网站上查寻,网址为 https://fa.com.sg/data-protection-policy/.
By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.
提交此表格,即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策