Background of Wilfred Ling

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I help people retire 10 years earlier than their current plan through massive wealth creation using carefully and systematic stocks selection.

Hi, I am Wilfred Ling and I have been a financial practitioner for 15 years.

I graduated with a prestigious Engineering degree from National University of Singapore (NUS) in 1996 and worked for various multi-national corporation as a Research & Development Engineer for the first decade of my career. While the job was enriching, there was one problem: I did not see tangible impact my work has on others. While I have developed complex algorithms and products in area of digital signal processing, embedded Linux, firewalls, precision motor controls and got myself into programming assembling languages of all types of microprocessors, I could not say to myself that I had impacted lives.

I was good in math and science and scored well to choose any course in NUS. I took the Engineering route because it was within my comfort zone and preferred the familiarity in math and science.

In 2006, I decided that I need to move outside of my comfort zone to switch to a career that would bring direct impact to people’s lives. I also did not perceive the R&D engineering field as having a good potential for growth in Singapore – a view which turned out to be correct. Hence, I decided to switch to financial planning which both the necessity for impacting lives and potential for growth were met.

Since 2006, I explored various financial planning approaches which were relatively undeveloped such as:

  • Estate planning for families with young children. Prior to 2009, most Wills written for parents with young children were not suitable due to the creation of implied trusts and the lack of options for the appointment of professional trustees.
  • Special needs planning. Upon the establishment of Special Needs Trust Company in 2009, I worked closely with the company to bring professional trust services to those with special needs.
  • I was one of the successful pioneers to introduce fee-based financial planning in 2010. While such a service was not unknown, I believe I was the most successful financial practitioners to have implemented it. Fee-based financial planning become the single largest source of revenue for me till this day.

 

Estate planning and special needs planning are now fully established and there are many professional estate planners in Singapore. Hence, I no longer focus on these.

In 2018, I had a breakthrough. In my ongoing quest to upgrade myself, I learnt to connect with people and understand their needs within 10 minutes. I become aware why people make decisions in certain fashion although they themselves could not even understand why. With this new skill, my clients base rapidly expanded. I also unofficially introduce career and relationship coaching services to my clients in order to provide  a holistic approach to planning.

At the end of 2020, I decided to move to Financial Alliance as my business needs became so large that only the largest IFA in Singapore with the largest resources could meet my business requirements.

While my clients are mostly professionals, majority are highly successful high networth individuals from Singapore, Australia, Hong Kong and Malaysia.

It is only natural that only the best works with the best. Only the high networth works with the high networth.

These days, I spend majority of my time helping my clients manage their stocks portfolio.

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Wilfred Ling

I help people retire 10 years earlier than their current plan through massive wealth creation using carefully and systematic stocks selection using the 3-step process.

Hi, I am Wilfred Ling and I have been a financial practitioner for 15 years.

I am a CFA charterholder and many of my clients say that I am expert in investments and provide the assurances of reaching their financial goals. 

My clients tend to be those who:

  • Are successful professionals because they are appreciative of the work of other professionals. That is why they are successful.
  • Do not have time to manage their investments or prefer to focus on what they are good at.
  • Considers the Return On Investment (ROI) as the highest priority when engaging an investment adviser. 

 

Read more …..

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