โœŒ๐—ช๐—ผ๐—บ๐—ฒ๐—ป ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ป๐—ผ๐˜ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ด๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ!โœŒ

โœŒ๐—ช๐—ผ๐—บ๐—ฒ๐—ป ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ป๐—ผ๐˜ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ด๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ!โœŒ

โ€œ๐˜“๐˜ฆ๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ ๐˜ค๐˜ญ๐˜ฆ๐˜ข๐˜ณ ๐˜ช๐˜ฏ๐˜ด๐˜ต๐˜ณ๐˜ถ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ฃ๐˜ฐ๐˜ถ๐˜ต ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ข๐˜ด๐˜ด๐˜ฆ๐˜ต๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ฆ๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ญ๐˜ฐ๐˜ท๐˜ฆ๐˜ฅ ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ข๐˜ฌ๐˜ฆ๐˜ฏ ๐˜ค๐˜ข๐˜ณ๐˜ฆ ๐˜ฐ๐˜ง ๐˜ฏ๐˜ฐ๐˜ธ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ง๐˜ถ๐˜ต๐˜ถ๐˜ณ๐˜ฆ, ๐˜ช๐˜ต ๐˜ข๐˜ญ๐˜ด๐˜ฐ ๐˜ฑ๐˜ณ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฅ๐˜ช๐˜ด๐˜ฑ๐˜ถ๐˜ต๐˜ฆ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฎ๐˜ฆ๐˜ด๐˜ด๐˜บ ๐˜ด๐˜ช๐˜ต๐˜ถ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด.โ€

 

Traditionally, men have undertaken the role of being the sole breadwinner and the one in charge of finances and financial planning. However, over the decades, particularly in recent years, as the ๐Ÿ๐จ๐œ๐ฎ๐ฌ ๐ฌ๐ก๐ข๐Ÿ๐ญ๐ฌ ๐จ๐ง ๐ซ๐ž๐œ๐จ๐ ๐ง๐ข๐ฌ๐ข๐ง๐  ๐ฐ๐จ๐ฆ๐ž๐ง ๐›๐ž๐ข๐ง๐  ๐จ๐ง ๐ฉ๐š๐ซ ๐š๐ฌ ๐ฆ๐ž๐ง; assertion that they have equals rights, topics concerning women have occasionally taken the forefront. News articles or documentaries on womenโ€™s careers, health, parenting and other gender specific issues have been frequently discussed.

 

Generally, women tend to focus on beauty, fitness and health matters. However, ๐š๐ง๐จ๐ญ๐ก๐ž๐ซ ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐š๐ฌ๐ฉ๐ž๐œ๐ญ ๐ญ๐ก๐š๐ญ ๐ฐ๐จ๐ฆ๐ž๐ง ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ญ๐š๐ค๐ž ๐œ๐ก๐š๐ซ๐ ๐ž ๐จ๐Ÿ ๐ข๐ฌ ๐จ๐ง ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐ . Financial planning covers beyond savings and/or insurance. It involves estate planning too. Gone were the days where men held the purse strings and are the sole decision makers when it comes to financial matters. ๐–๐จ๐ฆ๐ž๐ง ๐Ÿ’• ๐š๐ซ๐ž ๐ž๐ฆ๐ฉ๐จ๐ฐ๐ž๐ซ๐ž๐ ๐ญ๐จ ๐ฉ๐ฅ๐š๐ง ๐š๐ง๐ ๐ฆ๐š๐ค๐ž ๐ฉ๐ซ๐จ๐ฏ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž๐ข๐ซ ๐จ๐ฐ๐ง ๐ฅ๐ข๐ฏ๐ž๐ฌ ๐š๐ฌ ๐ญ๐ก๐ž๐ฒ ๐š๐ซ๐ž ๐ฐ๐ž๐ฅ๐ฅ ๐ž๐๐ฎ๐œ๐š๐ญ๐ž๐, ๐š๐ง๐ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐š๐ฏ๐ฏ๐ฒ ๐ญ๐จ๐จ.

 

Estate planning also include making decisions for oneโ€™s personal affairs. Legal document – Lasting Power of Attorney (LPA) appoint someone to act in your stead should you become incapacitated. Do also consider your family dynamics when making financial planning as it can be extremely costly and time consuming to appoint a lawyer in undertaking and fulfilling legal requirements before Court to settle finance/personal matters.

 

In addition, ๐ฐ๐จ๐ฆ๐ž๐ง ๐ง๐ž๐ž๐ ๐ญ๐จ ๐ญ๐š๐ค๐ž ๐ญ๐ก๐ž๐ข๐ซ ๐ฆ๐š๐ซ๐ข๐ญ๐š๐ฅ ๐ฌ๐ญ๐š๐ญ๐ฎ๐ฌ ๐ข๐ง๐ญ๐จ ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ก๐ž๐ง ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ฎ๐ง๐Ÿ๐จ๐ซ๐ž๐ฌ๐ž๐ž๐ง ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž. ๐—™๐—ผ๐—ฟ ๐˜€๐—ถ๐—ป๐—ด๐—น๐—ฒ๐˜€, their main focus could be on their parents or siblings. ๐—™๐—ผ๐—ฟ ๐—บ๐—ฎ๐—ฟ๐—ฟ๐—ถ๐—ฒ๐—ฑ ๐˜„๐—ผ๐—บ๐—ฒ๐—ป, their primary focus could be on their spouses or children. Therefore, it is essential to discuss with a Financial Advisor who will plan for the estate (will) accordingly.

 

๐—ช๐—ผ๐—บ๐—ฒ๐—ป ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ป๐—ผ๐˜ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ด๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ, even when married. Knowledge empowers and she can make joint decisions with her spouse to ensure her (and childrenโ€™s) welfare is well taken care of. This is crucial as reports have shown that many women were at a loss during acrimonious divorces or when their spouses died. They had made the mistake of being overly reliant on their spouses on financial planning and were completely unaware of the nature and extent the assets they (or he) owned. This lack of knowledge and inability to comprehend such matters severely compound the distress a woman feels when bombarded with settling of such issues.

 

๐Ž๐ง ๐ญ๐ก๐ž ๐Ÿ๐ฅ๐ข๐ฉ ๐ฌ๐ข๐๐ž, ๐ญ๐ก๐ž ๐š๐ ๐จ๐ง๐ฒ ๐œ๐š๐ง ๐›๐ž ๐ญ๐จ๐ญ๐š๐ฅ๐ฅ๐ฒ ๐š๐ฏ๐จ๐ข๐๐ž๐ ๐ฐ๐ก๐ž๐ง ๐ฐ๐จ๐ฆ๐ž๐ง ๐ฌ๐ž๐ž๐ค ๐ญ๐จ ๐ญ๐š๐ค๐ž ๐œ๐ก๐š๐ซ๐ ๐ž ๐ข๐ง ๐›๐ž๐ข๐ง๐  ๐š๐ฐ๐š๐ซ๐ž ๐š๐ง๐ ๐ž๐๐ฎ๐œ๐š๐ญ๐ž๐ ๐ข๐ง ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ/๐ž๐ฌ๐ญ๐š๐ญ๐ž ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌ. This can be simply done by consulting a Financial (Estate) Planner and engaging family members ๐Ÿ’• in open discussions on financial/estate planning. It is never too late to start planning, no matter what stage and status of life one is in.ย ย ย 

 

๐ŸŸฉ ๐—๐—ผ๐—ถ๐—ป ๐—จ๐˜€ ๐—œ๐—ป ๐˜๐—ต๐—ฒ ๐—จ๐—ฝ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ฃ๐—ต๐˜†๐˜€๐—ถ๐—ฐ๐—ฎ๐—น ๐—ช๐—ถ๐—น๐—น ๐—ช๐—ฟ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ฆ๐—ฒ๐—บ๐—ถ๐—ป๐—ฎ๐—ฟ ๐ŸŸฉ

โœ ๐—ง๐—ถ๐˜๐—น๐—ฒ: ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐˜€๐—ต, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐—น๐—น, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ฎ๐˜† โœ

๐Ÿ“† ๐Ÿ‘๐ŸŽ๐ญ๐ก ๐’๐ž๐ฉ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ‘, ๐’๐š๐ญ โŒš ๐Ÿ๐ŸŽ๐š๐ฆ

๐Ÿ“๐Ÿ๐Ÿ“๐ŸŽ ๐๐ž๐š๐œ๐ก ๐‘๐, #๐Ÿ๐Ÿ-๐ŸŽ๐Ÿ/๐ŸŽ๐Ÿ– ๐†๐š๐ญ๐ž๐ฐ๐š๐ฒ ๐–๐ž๐ฌ๐ญ, ๐’๐ข๐ง๐ ๐š๐ฉ๐จ๐ซ๐ž ๐Ÿ๐Ÿ–๐Ÿ—๐Ÿ•๐Ÿ๐ŸŽ (๐๐ž๐š๐ซ๐ž๐ฌ๐ญ ๐Œ๐‘๐“: ๐๐ฎ๐ ๐ข๐ฌ)ย 

โœ‰ ๐—ฅ๐—ฒ๐—ด๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—›๐—ฒ๐—ฟ๐—ฒ https://engage.fa.com.sg/events/zephanielau/30septwillwriting/

๐ŸŸฉ ๐—”๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ฒ – https://engage.fa.com.sg/zephanielau/

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

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Zephanie Lau ๅˆ˜ๆ™“่Žน

“๐™ฑ๐šŽ ๐š๐š‘๐šŽ ๐šŠ๐š›๐šŒ๐š‘๐š’๐š๐šŽ๐šŒ๐š ๐š˜๐š ๐šข๐š˜๐šž๐š› ๐š๐š’๐š—๐šŠ๐š—๐šŒ๐š’๐šŠ๐š• ๐š๐šŽ๐šœ๐š๐š’๐š—๐šข!” โœI am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.

As Warren Buffett wisely said, “๐—ฆ๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ถ๐˜€ ๐˜€๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐˜€๐—ต๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† ๐—ฏ๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ ๐—ฎ ๐˜๐—ฟ๐—ฒ๐—ฒ ๐—ฎ ๐—น๐—ผ๐—ป๐—ด ๐˜๐—ถ๐—บ๐—ฒ ๐—ฎ๐—ด๐—ผ.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.

“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.

Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.

With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! ๐ŸŒŸ๐Ÿ’ผ

#efficient #financialhappiness

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  • ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ( โ€œ้‘ซ็›Ÿ็†่ดขโ€)ๆŒๆœ‰็”ฑๆ–ฐๅŠ ๅก้‡‘่ž็ฎก็†ๅฑ€(โ€œMASโ€)ๆ‰€้ขๅ‘็š„็‰Œ็…ง๏ผŒๅนถ่ฎธๅฏๅœจๆ–ฐๅŠ ๅกๅ…ฑๅ’Œๅ›ฝๅขƒๅ†…ไพๆฎ่ดขๅŠก้กพ้—ฎๆณ•๏ผˆ็ฌฌ110็ซ ๏ผ‰ๅ’Œ่ฏๅˆธไธŽๆœŸ่ดงไบคๆ˜“ๆณ•๏ผˆ็ฌฌ289็ซ ๏ผ‰่ฟ›่กŒ่ดขๅŠกๅ’จ่ฏข็ญ‰็›ธๅ…ณไธšๅŠก
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • ้‘ซ็›Ÿ็†่ดขไธบ้žๆ–ฐๅŠ ๅกๅฑ…ๆฐ‘ๆ‰€ๆไพ›็š„ไปปไฝ•ๆœๅŠกไป…้™ไบŽ็›ดๆŽฅๅ‘้‘ซ็›Ÿ็†่ดขๅ‘ๅ‡บๅ’จ่ฏข่ฏทๆฑ‚็š„ๅ›ฝๅค–ๅฑ…ๆฐ‘ใ€‚
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • ไฝœไธบๆไพ›ๆญค็ฑปๆœๅŠก็š„ไธ€้ƒจๅˆ†๏ผŒ้‘ซ็›Ÿ็†่ดขไผšไธๆ—ถๅ‘ๆญค็ฑปๅ’จ่ฏข่€…ๆไพ›ๆœ‰ๅ…ณไบงๅ“็š„ๅ‚่€ƒๆ–‡ไปถๅ’Œไฟกๆฏ๏ผˆไพ‹ๅฆ‚๏ผŒๅ…ณไบŽๆตทๅค–ๅธๆณ•็ฎก่พ–ๅŒบไปฅๅค–็š„่ต„้‡‘็ฎก็†ๆˆ–ๆŠ•่ต„ๅ’จ่ฏขๆœๅŠก็ญ‰ไฟกๆฏ๏ผ‰ใ€‚
  • Such documents and information are provided by Financial Alliance Pte Ltd (โ€œFAPLโ€) is for general information only and is not intended for anyone other than the recipient.
  • ๆญค็ฑป็”ฑ้‘ซ็›Ÿ็†่ดขๆ‰€ๆไพ›็š„ๆ–‡ไปถๅ’Œไฟกๆฏไป…ไพ›ๆ”ถไปถไบบๅšไธ€่ˆฌไฟกๆฏๅ‚่€ƒใ€‚
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • ๆญค็ฑปๆ–‡ไปถๅ’ŒไฟกๆฏไธไผšๆŠŠ-ไธชไบบๆŠ•่ต„็›ฎๆ ‡๏ผŒ่ดขๅŠก็Šถๅ†ตๆˆ–ๅ…ถ็‰นๅฎš้œ€ๆฑ‚็ญ‰่€ƒ่™‘ๅœจๅ†…ใ€‚
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • ้‘ซ็›Ÿ็†่ดขๅ‘่ฏฅไบบๅฃซๆไพ›ๆญค็ฑปๆ–‡ไปถๅ’Œไฟกๆฏๅฐ†ไธๆž„ๆˆ่ฆ็บฆๆˆ–ๆ‹›ๆฝ่ดญไนฐๆˆ–ๅ‡บๅ”ฎๆˆ–่ฎค่ดญไปปไฝ•ๆญค็ฑป่ต„ๆœฌๅธ‚ๅœบไบงๅ“๏ผŒๆˆ–่พพๆˆไบคๆ˜“ๆˆ–ๅ‚ไธŽไปปไฝ•็‰นๅฎš็š„ๆŠ•่ต„็ญ–็•ฅ๏ผŒไนŸไธๆž„ๆˆๆœ‰ๅ…ณๆญค็ฑป้‡‘่žไบงๅ“็š„ๅปบ่ฎฎๆˆ–ๆŽจ่ใ€‚
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPLโ€™s prior written consent.
  • ๆœช็ป้‘ซ็›Ÿ็†่ดข็š„ไบ‹ๅ…ˆไนฆ้ขๅŒๆ„๏ผŒไธๅพ—ๅฐ†่ฟ™ไบ›ๆ–‡ไปถๅ…จๆ–‡ๆˆ–้ƒจๅˆ†ๅ‘ๅธƒ๏ผŒไผ ๆ’ญ๏ผŒๅคๅˆถๆˆ–ๅˆ†ๅ‘็ป™ๅ…ถไป–ไบบใ€‚
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • ้‘ซ็›Ÿ็†่ดขๆ— ๆ„ๅœจๅˆ†ๅ‘๏ผŒๅ‡บ็‰ˆๆˆ–ไฝฟ็”จๆญค็ฑปๆ–‡ไปถๅฏ่ƒฝ่ฟๅๅฝ“ๅœฐๆณ•ๅพ‹๏ผŒๆˆ–ๆœฌๅ…ฌๅธๅŠๅ…ณ่”ๅ…ฌๅธๆˆ–ๅ…ณ่”ไบบๅฃซ้œ€่ฆๆณจๅ†Œ๏ผŒ่Žทๅพ—่ฎธๅฏๆˆ–็ฌฆๅˆ่ง„ๅฎš็š„ๅธๆณ•ๆƒๅŒบๅ‘ๅฝ“ๅœฐไบบๅฃซๅˆ†ๅ‘ใ€ๅ‡บ็‰ˆๆญค็ฑปๆ–‡ไปถๆˆ–ไพ›ๅ…ถไฝฟ็”จใ€‚
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • ๅœจไธŽ้‘ซ็›Ÿ็†่ดข่ฟ›่กŒ่ฎจ่ฎบๆˆ–็ญพ่ฎขๅˆ็บฆๆ—ถ๏ผŒๆ‚จๅบ”็กฎไฟๆ‚จๅทฒๅฎŒๅ…จ้ตๅฎˆๅนถๅฐ†็ปง็ปญ้ตๅฎˆๆ‚จๆ‰€ๅœจๅŽŸๅฑ…ไฝๅ›ฝ็š„ๆ‰€ๆœ‰้€‚็”จๆณ•ๅพ‹ๅŠๆก่ง„ใ€‚

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โ€œFAPLโ€) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโ€™s Data Protection Policy, which can be found on FAPLโ€™s website atย https://fa.com.sg/data-protection-policy/.

ๆ นๆฎใ€Šไธชไบบๆ•ฐๆฎไฟๆŠคๆณ•ใ€‹๏ผŒ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๅพๆฑ‚ๆ‚จ็š„ๅŒๆ„ๅ‘ๆ‚จๆ”ถ้›†ๅนถไฝฟ็”จๆ‚จ็š„ไธชไบบไฟกๆฏใ€‚้‘ซ็›Ÿ็†่ดขๅฐ†ๆ นๆฎๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆ‚จ็š„ไธชไบบ่ต„ๆ–™๏ผˆไพ‹ๅฆ‚ๅง“ๅ๏ผŒ่ฏไปถๅท็ ๏ผŒ่”็ณป็”ต่ฏ๏ผŒ้‚ฎๅฏ„ๅœฐๅ€๏ผŒ็”ต้‚ฎๅœฐๅ€ๅ’Œ็…ง็‰‡๏ผ‰ใ€‚ ่ฏฅๆ”ฟ็ญ–ๅฏๅœจๆœฌๅ…ฌๅธ็ฝ‘็ซ™ไธŠๆŸฅๅฏป๏ผŒ็ฝ‘ๅ€ไธบย https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPLโ€™s Personal Data Policy.

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบๆ‚จๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎๆ”ฟ็ญ–

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