๐—œ๐˜€ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—˜๐˜€๐˜€๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น?

๐—œ๐˜€ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—˜๐˜€๐˜€๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น?
One of the ๐›๐ž๐ฌ๐ญ ๐ ๐ข๐Ÿ๐ญ๐ฌ ๐Ÿ’– for your loved ones is to leave a legacy of care for them upon your passing on. Death may be a subject taboo to many or a topic too unimaginable to openly discuss with loved ones.

However, we need to confront the unavoidable truth that death comes to us all. When it happens, will you like your beloved family members to be well taken care of? Many financial blogs or estate planning websites caution that without estate planning (will), settling your affairs upon death can and ๐ฐ๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐ญ๐ข๐ฆ๐ž-๐œ๐จ๐ง๐ฌ๐ฎ๐ฆ๐ข๐ง๐  ๐š๐ง๐ ๐ก๐š๐ฏ๐ž ๐œ๐จ๐ฌ๐ญ๐ฅ๐ฒ ๐ž๐Ÿ๐Ÿ๐ž๐œ๐ญ๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž๐ฌ.

A common fallacy is that estate planning is solely for the well-heeled as it covers inheritances of assets and/or establishing trust funds etc.ย While this is widely practiced, it is more important to note that ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ถ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ผ๐—ป๐—ฒ ๐Ÿ’–. It protects our beneficiaries as ๐ฐ๐ž ๐ ๐ž๐ญ ๐ญ๐จ ๐œ๐ก๐จ๐จ๐ฌ๐ž who we want to leave our money to (and it doesnโ€™t even have to be a huge amount). This also ๐ซ๐ž๐ฆ๐จ๐ฏ๐ž๐ฌ ๐š๐ง๐ฒ ๐ฅ๐ž๐ ๐š๐ฅ ๐ก๐š๐ฌ๐ฌ๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐›๐ž๐ซ๐ž๐š๐ฏ๐ž๐ to manage the finances of the deceased. It ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜๐˜€ even through the lifetimes of your heirs.

It is even ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐—ฟ๐˜‚๐—ฐ๐—ถ๐—ฎ๐—น ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ป๐—ด ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป, to ensure that should the unimaginable happen, they will be protected as estate planning (will) covers the appointment of a guardian; ๐—ฎ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ด๐—ฒ๐˜ ๐˜๐—ผ ๐—ฐ๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป rather than leaving it to the courts (without a will).
Key Reasons Why Estate Planning Is Essential
๐Ÿซฐ An Estate Plan Protects Beneficiaries
๐ŸซฐAn Estate Plan Protects Young Children
๐ŸซฐAn Estate Plan Protect Assets

Extracted from: Light House Legacy

๐ŸŒˆFind out more on estate planning (will) and avoid potentially disastrous consequences for your descendants. ๐ŸŒˆ
๐ŸŸฉ ๐—๐—ผ๐—ถ๐—ป ๐—จ๐˜€ ๐—œ๐—ป ๐˜๐—ต๐—ฒ ๐—จ๐—ฝ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ฃ๐—ต๐˜†๐˜€๐—ถ๐—ฐ๐—ฎ๐—น ๐—ช๐—ถ๐—น๐—น ๐—ช๐—ฟ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ฆ๐—ฒ๐—บ๐—ถ๐—ป๐—ฎ๐—ฟ ๐ŸŸฉ
โœ ๐—ง๐—ถ๐˜๐—น๐—ฒ: ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐˜€๐—ต, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐—น๐—น, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ฎ๐˜† โœ
๐Ÿ“† ๐Ÿ‘๐ŸŽ๐ญ๐ก ๐’๐ž๐ฉ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ‘, ๐’๐š๐ญ โŒš ๐Ÿ๐ŸŽ๐š๐ฆ
๐Ÿ“๐Ÿ๐Ÿ“๐ŸŽ ๐๐ž๐š๐œ๐ก ๐‘๐, #๐Ÿ๐Ÿ-๐ŸŽ๐Ÿ/๐ŸŽ๐Ÿ– ๐†๐š๐ญ๐ž๐ฐ๐š๐ฒ ๐–๐ž๐ฌ๐ญ, ๐’๐ข๐ง๐ ๐š๐ฉ๐จ๐ซ๐ž ๐Ÿ๐Ÿ–๐Ÿ—๐Ÿ•๐Ÿ๐ŸŽ (๐๐ž๐š๐ซ๐ž๐ฌ๐ญ ๐Œ๐‘๐“: ๐๐ฎ๐ ๐ข๐ฌ)ย 
โœ‰ ๐—ฅ๐—ฒ๐—ด๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—›๐—ฒ๐—ฟ๐—ฒ https://engage.fa.com.sg/events/zephanielau/30septwillwriting/

๐ŸŸฉ ๐—”๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ฒ โ€“ https://engage.fa.com.sg/zephanielau/

#financialplanningย #financialgoalsย #Possibleย #Habitsย #EssentialHabitsย #ifarepย #abetterfinancialmeย #ZephanieLauย #AskZephanieย #SocialMediaย #learningย 
#pexelย #chooseindependentย #estateplanning

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Zephanie Lau ๅˆ˜ๆ™“่Žน

“๐™ฑ๐šŽ ๐š๐š‘๐šŽ ๐šŠ๐š›๐šŒ๐š‘๐š’๐š๐šŽ๐šŒ๐š ๐š˜๐š ๐šข๐š˜๐šž๐š› ๐š๐š’๐š—๐šŠ๐š—๐šŒ๐š’๐šŠ๐š• ๐š๐šŽ๐šœ๐š๐š’๐š—๐šข!” โœI am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.

As Warren Buffett wisely said, “๐—ฆ๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ถ๐˜€ ๐˜€๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐˜€๐—ต๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† ๐—ฏ๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ ๐—ฎ ๐˜๐—ฟ๐—ฒ๐—ฒ ๐—ฎ ๐—น๐—ผ๐—ป๐—ด ๐˜๐—ถ๐—บ๐—ฒ ๐—ฎ๐—ด๐—ผ.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.

“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.

Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.

With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! ๐ŸŒŸ๐Ÿ’ผ

#efficient #financialhappiness

Drop me a Text to schedule a One-To-One Consultation Session!

Google Review

CONTACT US

Contact Me

What type of services are you looking for? ่ฏท้—ฎๆ‚จ้œ€่ฆๅ’จ่ฏขๅ“ชไบ›ๆ–น้ข็š„ๆœๅŠก๏ผŸ(Please select all that applies)

ACKNOWLEDGEMENT

By submitting this form, I confirm that

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบ

  • I have read and understood FAPLโ€™s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPLโ€™s Personal Data Policy.
  • ๆˆ‘ๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–๏ผŒๅนถๅŒๆ„้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๆ นๆฎไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆˆ‘็š„ไธชไบบ่ต„ๆ–™ใ€‚
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • ๆˆ‘ๅทฒ้˜…่ฏปๅนถ็†่งฃไบ†ไธŠ่ฟฐๅ…่ดฃๅฃฐๆ˜Ž๏ผŒ็‰นๆญคๅฃฐๆ˜ŽๆŽฅๅ—่ฟ™ไบ›ๆกๆฌพใ€‚
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไปฃ่กจๆˆ–ๅ‘˜ๅทฅๅนถๆœช็›ดๆŽฅไธŽๆˆ‘่”็ณปๆˆ–ๆๅ‡บ่ฆ็บฆๆˆ–ๆ‹›ๆฝ่ดญไนฐๆˆ‘ๅŽŸๅฑ…ไฝๅ›ฝๅขƒๅ†…ๆ‰€ไธๆไพ›็š„ไปปไฝ•้‡‘่žไบงๅ“.
  • Financial Alliance Pte Ltd ( โ€œFAPLโ€) is licensed by the Monetary Authority of Singapore (โ€œMASโ€) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (โ€œFAAโ€) and the Securities & Futures Act (Cap. 289) (โ€œSFAโ€) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ( โ€œ้‘ซ็›Ÿ็†่ดขโ€)ๆŒๆœ‰็”ฑๆ–ฐๅŠ ๅก้‡‘่ž็ฎก็†ๅฑ€(โ€œMASโ€)ๆ‰€้ขๅ‘็š„็‰Œ็…ง๏ผŒๅนถ่ฎธๅฏๅœจๆ–ฐๅŠ ๅกๅ…ฑๅ’Œๅ›ฝๅขƒๅ†…ไพๆฎ่ดขๅŠก้กพ้—ฎๆณ•๏ผˆ็ฌฌ110็ซ ๏ผ‰ๅ’Œ่ฏๅˆธไธŽๆœŸ่ดงไบคๆ˜“ๆณ•๏ผˆ็ฌฌ289็ซ ๏ผ‰่ฟ›่กŒ่ดขๅŠกๅ’จ่ฏข็ญ‰็›ธๅ…ณไธšๅŠก
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • ้‘ซ็›Ÿ็†่ดขไธบ้žๆ–ฐๅŠ ๅกๅฑ…ๆฐ‘ๆ‰€ๆไพ›็š„ไปปไฝ•ๆœๅŠกไป…้™ไบŽ็›ดๆŽฅๅ‘้‘ซ็›Ÿ็†่ดขๅ‘ๅ‡บๅ’จ่ฏข่ฏทๆฑ‚็š„ๅ›ฝๅค–ๅฑ…ๆฐ‘ใ€‚
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • ไฝœไธบๆไพ›ๆญค็ฑปๆœๅŠก็š„ไธ€้ƒจๅˆ†๏ผŒ้‘ซ็›Ÿ็†่ดขไผšไธๆ—ถๅ‘ๆญค็ฑปๅ’จ่ฏข่€…ๆไพ›ๆœ‰ๅ…ณไบงๅ“็š„ๅ‚่€ƒๆ–‡ไปถๅ’Œไฟกๆฏ๏ผˆไพ‹ๅฆ‚๏ผŒๅ…ณไบŽๆตทๅค–ๅธๆณ•็ฎก่พ–ๅŒบไปฅๅค–็š„่ต„้‡‘็ฎก็†ๆˆ–ๆŠ•่ต„ๅ’จ่ฏขๆœๅŠก็ญ‰ไฟกๆฏ๏ผ‰ใ€‚
  • Such documents and information are provided by Financial Alliance Pte Ltd (โ€œFAPLโ€) is for general information only and is not intended for anyone other than the recipient.
  • ๆญค็ฑป็”ฑ้‘ซ็›Ÿ็†่ดขๆ‰€ๆไพ›็š„ๆ–‡ไปถๅ’Œไฟกๆฏไป…ไพ›ๆ”ถไปถไบบๅšไธ€่ˆฌไฟกๆฏๅ‚่€ƒใ€‚
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • ๆญค็ฑปๆ–‡ไปถๅ’ŒไฟกๆฏไธไผšๆŠŠ-ไธชไบบๆŠ•่ต„็›ฎๆ ‡๏ผŒ่ดขๅŠก็Šถๅ†ตๆˆ–ๅ…ถ็‰นๅฎš้œ€ๆฑ‚็ญ‰่€ƒ่™‘ๅœจๅ†…ใ€‚
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • ้‘ซ็›Ÿ็†่ดขๅ‘่ฏฅไบบๅฃซๆไพ›ๆญค็ฑปๆ–‡ไปถๅ’Œไฟกๆฏๅฐ†ไธๆž„ๆˆ่ฆ็บฆๆˆ–ๆ‹›ๆฝ่ดญไนฐๆˆ–ๅ‡บๅ”ฎๆˆ–่ฎค่ดญไปปไฝ•ๆญค็ฑป่ต„ๆœฌๅธ‚ๅœบไบงๅ“๏ผŒๆˆ–่พพๆˆไบคๆ˜“ๆˆ–ๅ‚ไธŽไปปไฝ•็‰นๅฎš็š„ๆŠ•่ต„็ญ–็•ฅ๏ผŒไนŸไธๆž„ๆˆๆœ‰ๅ…ณๆญค็ฑป้‡‘่žไบงๅ“็š„ๅปบ่ฎฎๆˆ–ๆŽจ่ใ€‚
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPLโ€™s prior written consent.
  • ๆœช็ป้‘ซ็›Ÿ็†่ดข็š„ไบ‹ๅ…ˆไนฆ้ขๅŒๆ„๏ผŒไธๅพ—ๅฐ†่ฟ™ไบ›ๆ–‡ไปถๅ…จๆ–‡ๆˆ–้ƒจๅˆ†ๅ‘ๅธƒ๏ผŒไผ ๆ’ญ๏ผŒๅคๅˆถๆˆ–ๅˆ†ๅ‘็ป™ๅ…ถไป–ไบบใ€‚
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • ้‘ซ็›Ÿ็†่ดขๆ— ๆ„ๅœจๅˆ†ๅ‘๏ผŒๅ‡บ็‰ˆๆˆ–ไฝฟ็”จๆญค็ฑปๆ–‡ไปถๅฏ่ƒฝ่ฟๅๅฝ“ๅœฐๆณ•ๅพ‹๏ผŒๆˆ–ๆœฌๅ…ฌๅธๅŠๅ…ณ่”ๅ…ฌๅธๆˆ–ๅ…ณ่”ไบบๅฃซ้œ€่ฆๆณจๅ†Œ๏ผŒ่Žทๅพ—่ฎธๅฏๆˆ–็ฌฆๅˆ่ง„ๅฎš็š„ๅธๆณ•ๆƒๅŒบๅ‘ๅฝ“ๅœฐไบบๅฃซๅˆ†ๅ‘ใ€ๅ‡บ็‰ˆๆญค็ฑปๆ–‡ไปถๆˆ–ไพ›ๅ…ถไฝฟ็”จใ€‚
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • ๅœจไธŽ้‘ซ็›Ÿ็†่ดข่ฟ›่กŒ่ฎจ่ฎบๆˆ–็ญพ่ฎขๅˆ็บฆๆ—ถ๏ผŒๆ‚จๅบ”็กฎไฟๆ‚จๅทฒๅฎŒๅ…จ้ตๅฎˆๅนถๅฐ†็ปง็ปญ้ตๅฎˆๆ‚จๆ‰€ๅœจๅŽŸๅฑ…ไฝๅ›ฝ็š„ๆ‰€ๆœ‰้€‚็”จๆณ•ๅพ‹ๅŠๆก่ง„ใ€‚

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โ€œFAPLโ€) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโ€™s Data Protection Policy, which can be found on FAPLโ€™s website atย https://fa.com.sg/data-protection-policy/.

ๆ นๆฎใ€Šไธชไบบๆ•ฐๆฎไฟๆŠคๆณ•ใ€‹๏ผŒ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๅพๆฑ‚ๆ‚จ็š„ๅŒๆ„ๅ‘ๆ‚จๆ”ถ้›†ๅนถไฝฟ็”จๆ‚จ็š„ไธชไบบไฟกๆฏใ€‚้‘ซ็›Ÿ็†่ดขๅฐ†ๆ นๆฎๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆ‚จ็š„ไธชไบบ่ต„ๆ–™๏ผˆไพ‹ๅฆ‚ๅง“ๅ๏ผŒ่ฏไปถๅท็ ๏ผŒ่”็ณป็”ต่ฏ๏ผŒ้‚ฎๅฏ„ๅœฐๅ€๏ผŒ็”ต้‚ฎๅœฐๅ€ๅ’Œ็…ง็‰‡๏ผ‰ใ€‚ ่ฏฅๆ”ฟ็ญ–ๅฏๅœจๆœฌๅ…ฌๅธ็ฝ‘็ซ™ไธŠๆŸฅๅฏป๏ผŒ็ฝ‘ๅ€ไธบย https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPLโ€™s Personal Data Policy.

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบๆ‚จๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎๆ”ฟ็ญ–

Scan for Contact Details

Join our newsletter

Subscribe to our newsletter to receive updates on our latest content!

By providing the info below, I confirm that I am the user and/or subscriber of the telephone number(s) and email address provided by me and I consent to receive from Financial Alliance and/or its financial adviser representatives, any marketing, advertising and promotional information organise by Financial Alliance via voice calls, SMS/MMS (text messages) or faxes to my telephone number(s) provided below. I understand I may withdraw any consent I have given at any time by writing in to Financial Alliance Pte Ltd.

Scan for WeChat QR

Retirement Planning

Will I be able to retire comfortably?

Contact Me

What type of services are you looking for? ่ฏท้—ฎๆ‚จ้œ€่ฆๅ’จ่ฏขๅ“ชไบ›ๆ–น้ข็š„ๆœๅŠก๏ผŸ(Please select all that applies)

ACKNOWLEDGEMENT

By submitting this form, I confirm that

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบ

  • I have read and understood FAPLโ€™s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPLโ€™s Personal Data Policy.
  • ๆˆ‘ๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–๏ผŒๅนถๅŒๆ„้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๆ นๆฎไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆˆ‘็š„ไธชไบบ่ต„ๆ–™ใ€‚
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
  • ๆˆ‘ๅทฒ้˜…่ฏปๅนถ็†่งฃไบ†ไธŠ่ฟฐๅ…่ดฃๅฃฐๆ˜Ž๏ผŒ็‰นๆญคๅฃฐๆ˜ŽๆŽฅๅ—่ฟ™ไบ›ๆกๆฌพใ€‚
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
  • ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไปฃ่กจๆˆ–ๅ‘˜ๅทฅๅนถๆœช็›ดๆŽฅไธŽๆˆ‘่”็ณปๆˆ–ๆๅ‡บ่ฆ็บฆๆˆ–ๆ‹›ๆฝ่ดญไนฐๆˆ‘ๅŽŸๅฑ…ไฝๅ›ฝๅขƒๅ†…ๆ‰€ไธๆไพ›็š„ไปปไฝ•้‡‘่žไบงๅ“.
  • Financial Alliance Pte Ltd ( โ€œFAPLโ€) is licensed by the Monetary Authority of Singapore (โ€œMASโ€) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (โ€œFAAโ€) and the Securities & Futures Act (Cap. 289) (โ€œSFAโ€) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
  • ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ( โ€œ้‘ซ็›Ÿ็†่ดขโ€)ๆŒๆœ‰็”ฑๆ–ฐๅŠ ๅก้‡‘่ž็ฎก็†ๅฑ€(โ€œMASโ€)ๆ‰€้ขๅ‘็š„็‰Œ็…ง๏ผŒๅนถ่ฎธๅฏๅœจๆ–ฐๅŠ ๅกๅ…ฑๅ’Œๅ›ฝๅขƒๅ†…ไพๆฎ่ดขๅŠก้กพ้—ฎๆณ•๏ผˆ็ฌฌ110็ซ ๏ผ‰ๅ’Œ่ฏๅˆธไธŽๆœŸ่ดงไบคๆ˜“ๆณ•๏ผˆ็ฌฌ289็ซ ๏ผ‰่ฟ›่กŒ่ดขๅŠกๅ’จ่ฏข็ญ‰็›ธๅ…ณไธšๅŠก
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
  • ้‘ซ็›Ÿ็†่ดขไธบ้žๆ–ฐๅŠ ๅกๅฑ…ๆฐ‘ๆ‰€ๆไพ›็š„ไปปไฝ•ๆœๅŠกไป…้™ไบŽ็›ดๆŽฅๅ‘้‘ซ็›Ÿ็†่ดขๅ‘ๅ‡บๅ’จ่ฏข่ฏทๆฑ‚็š„ๅ›ฝๅค–ๅฑ…ๆฐ‘ใ€‚
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
  • ไฝœไธบๆไพ›ๆญค็ฑปๆœๅŠก็š„ไธ€้ƒจๅˆ†๏ผŒ้‘ซ็›Ÿ็†่ดขไผšไธๆ—ถๅ‘ๆญค็ฑปๅ’จ่ฏข่€…ๆไพ›ๆœ‰ๅ…ณไบงๅ“็š„ๅ‚่€ƒๆ–‡ไปถๅ’Œไฟกๆฏ๏ผˆไพ‹ๅฆ‚๏ผŒๅ…ณไบŽๆตทๅค–ๅธๆณ•็ฎก่พ–ๅŒบไปฅๅค–็š„่ต„้‡‘็ฎก็†ๆˆ–ๆŠ•่ต„ๅ’จ่ฏขๆœๅŠก็ญ‰ไฟกๆฏ๏ผ‰ใ€‚
  • Such documents and information are provided by Financial Alliance Pte Ltd (โ€œFAPLโ€) is for general information only and is not intended for anyone other than the recipient.
  • ๆญค็ฑป็”ฑ้‘ซ็›Ÿ็†่ดขๆ‰€ๆไพ›็š„ๆ–‡ไปถๅ’Œไฟกๆฏไป…ไพ›ๆ”ถไปถไบบๅšไธ€่ˆฌไฟกๆฏๅ‚่€ƒใ€‚
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
  • ๆญค็ฑปๆ–‡ไปถๅ’ŒไฟกๆฏไธไผšๆŠŠ-ไธชไบบๆŠ•่ต„็›ฎๆ ‡๏ผŒ่ดขๅŠก็Šถๅ†ตๆˆ–ๅ…ถ็‰นๅฎš้œ€ๆฑ‚็ญ‰่€ƒ่™‘ๅœจๅ†…ใ€‚
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
  • ้‘ซ็›Ÿ็†่ดขๅ‘่ฏฅไบบๅฃซๆไพ›ๆญค็ฑปๆ–‡ไปถๅ’Œไฟกๆฏๅฐ†ไธๆž„ๆˆ่ฆ็บฆๆˆ–ๆ‹›ๆฝ่ดญไนฐๆˆ–ๅ‡บๅ”ฎๆˆ–่ฎค่ดญไปปไฝ•ๆญค็ฑป่ต„ๆœฌๅธ‚ๅœบไบงๅ“๏ผŒๆˆ–่พพๆˆไบคๆ˜“ๆˆ–ๅ‚ไธŽไปปไฝ•็‰นๅฎš็š„ๆŠ•่ต„็ญ–็•ฅ๏ผŒไนŸไธๆž„ๆˆๆœ‰ๅ…ณๆญค็ฑป้‡‘่žไบงๅ“็š„ๅปบ่ฎฎๆˆ–ๆŽจ่ใ€‚
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPLโ€™s prior written consent.
  • ๆœช็ป้‘ซ็›Ÿ็†่ดข็š„ไบ‹ๅ…ˆไนฆ้ขๅŒๆ„๏ผŒไธๅพ—ๅฐ†่ฟ™ไบ›ๆ–‡ไปถๅ…จๆ–‡ๆˆ–้ƒจๅˆ†ๅ‘ๅธƒ๏ผŒไผ ๆ’ญ๏ผŒๅคๅˆถๆˆ–ๅˆ†ๅ‘็ป™ๅ…ถไป–ไบบใ€‚
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
  • ้‘ซ็›Ÿ็†่ดขๆ— ๆ„ๅœจๅˆ†ๅ‘๏ผŒๅ‡บ็‰ˆๆˆ–ไฝฟ็”จๆญค็ฑปๆ–‡ไปถๅฏ่ƒฝ่ฟๅๅฝ“ๅœฐๆณ•ๅพ‹๏ผŒๆˆ–ๆœฌๅ…ฌๅธๅŠๅ…ณ่”ๅ…ฌๅธๆˆ–ๅ…ณ่”ไบบๅฃซ้œ€่ฆๆณจๅ†Œ๏ผŒ่Žทๅพ—่ฎธๅฏๆˆ–็ฌฆๅˆ่ง„ๅฎš็š„ๅธๆณ•ๆƒๅŒบๅ‘ๅฝ“ๅœฐไบบๅฃซๅˆ†ๅ‘ใ€ๅ‡บ็‰ˆๆญค็ฑปๆ–‡ไปถๆˆ–ไพ›ๅ…ถไฝฟ็”จใ€‚
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
  • ๅœจไธŽ้‘ซ็›Ÿ็†่ดข่ฟ›่กŒ่ฎจ่ฎบๆˆ–็ญพ่ฎขๅˆ็บฆๆ—ถ๏ผŒๆ‚จๅบ”็กฎไฟๆ‚จๅทฒๅฎŒๅ…จ้ตๅฎˆๅนถๅฐ†็ปง็ปญ้ตๅฎˆๆ‚จๆ‰€ๅœจๅŽŸๅฑ…ไฝๅ›ฝ็š„ๆ‰€ๆœ‰้€‚็”จๆณ•ๅพ‹ๅŠๆก่ง„ใ€‚

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โ€œFAPLโ€) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโ€™s Data Protection Policy, which can be found on FAPLโ€™s website atย https://fa.com.sg/data-protection-policy/.

ๆ นๆฎใ€Šไธชไบบๆ•ฐๆฎไฟๆŠคๆณ•ใ€‹๏ผŒ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๅพๆฑ‚ๆ‚จ็š„ๅŒๆ„ๅ‘ๆ‚จๆ”ถ้›†ๅนถไฝฟ็”จๆ‚จ็š„ไธชไบบไฟกๆฏใ€‚้‘ซ็›Ÿ็†่ดขๅฐ†ๆ นๆฎๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆ‚จ็š„ไธชไบบ่ต„ๆ–™๏ผˆไพ‹ๅฆ‚ๅง“ๅ๏ผŒ่ฏไปถๅท็ ๏ผŒ่”็ณป็”ต่ฏ๏ผŒ้‚ฎๅฏ„ๅœฐๅ€๏ผŒ็”ต้‚ฎๅœฐๅ€ๅ’Œ็…ง็‰‡๏ผ‰ใ€‚ ่ฏฅๆ”ฟ็ญ–ๅฏๅœจๆœฌๅ…ฌๅธ็ฝ‘็ซ™ไธŠๆŸฅๅฏป๏ผŒ็ฝ‘ๅ€ไธบย https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPLโ€™s Personal Data Policy.

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบๆ‚จๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎๆ”ฟ็ญ–