๐—œ๐˜€ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—˜๐˜€๐˜€๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น?

๐—œ๐˜€ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—˜๐˜€๐˜€๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น?
One of the ๐›๐ž๐ฌ๐ญ ๐ ๐ข๐Ÿ๐ญ๐ฌ ๐Ÿ’– for your loved ones is to leave a legacy of care for them upon your passing on. Death may be a subject taboo to many or a topic too unimaginable to openly discuss with loved ones.

However, we need to confront the unavoidable truth that death comes to us all. When it happens, will you like your beloved family members to be well taken care of? Many financial blogs or estate planning websites caution that without estate planning (will), settling your affairs upon death can and ๐ฐ๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐ญ๐ข๐ฆ๐ž-๐œ๐จ๐ง๐ฌ๐ฎ๐ฆ๐ข๐ง๐  ๐š๐ง๐ ๐ก๐š๐ฏ๐ž ๐œ๐จ๐ฌ๐ญ๐ฅ๐ฒ ๐ž๐Ÿ๐Ÿ๐ž๐œ๐ญ๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž๐ฌ.

A common fallacy is that estate planning is solely for the well-heeled as it covers inheritances of assets and/or establishing trust funds etc.ย While this is widely practiced, it is more important to note that ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ถ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ผ๐—ป๐—ฒ ๐Ÿ’–. It protects our beneficiaries as ๐ฐ๐ž ๐ ๐ž๐ญ ๐ญ๐จ ๐œ๐ก๐จ๐จ๐ฌ๐ž who we want to leave our money to (and it doesnโ€™t even have to be a huge amount). This also ๐ซ๐ž๐ฆ๐จ๐ฏ๐ž๐ฌ ๐š๐ง๐ฒ ๐ฅ๐ž๐ ๐š๐ฅ ๐ก๐š๐ฌ๐ฌ๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐›๐ž๐ซ๐ž๐š๐ฏ๐ž๐ to manage the finances of the deceased. It ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜๐˜€ even through the lifetimes of your heirs.

It is even ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐—ฟ๐˜‚๐—ฐ๐—ถ๐—ฎ๐—น ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ป๐—ด ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป, to ensure that should the unimaginable happen, they will be protected as estate planning (will) covers the appointment of a guardian; ๐—ฎ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ด๐—ฒ๐˜ ๐˜๐—ผ ๐—ฐ๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป rather than leaving it to the courts (without a will).
Key Reasons Why Estate Planning Is Essential
๐Ÿซฐ An Estate Plan Protects Beneficiaries
๐ŸซฐAn Estate Plan Protects Young Children
๐ŸซฐAn Estate Plan Protect Assets

Extracted from: Light House Legacy

๐ŸŒˆFind out more on estate planning (will) and avoid potentially disastrous consequences for your descendants. ๐ŸŒˆ
๐ŸŸฉ ๐—๐—ผ๐—ถ๐—ป ๐—จ๐˜€ ๐—œ๐—ป ๐˜๐—ต๐—ฒ ๐—จ๐—ฝ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ฃ๐—ต๐˜†๐˜€๐—ถ๐—ฐ๐—ฎ๐—น ๐—ช๐—ถ๐—น๐—น ๐—ช๐—ฟ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ฆ๐—ฒ๐—บ๐—ถ๐—ป๐—ฎ๐—ฟ ๐ŸŸฉ
โœ ๐—ง๐—ถ๐˜๐—น๐—ฒ: ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐˜€๐—ต, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ถ๐—น๐—น, ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—ช๐—ฎ๐˜† โœ
๐Ÿ“† ๐Ÿ‘๐ŸŽ๐ญ๐ก ๐’๐ž๐ฉ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ‘, ๐’๐š๐ญ โŒš ๐Ÿ๐ŸŽ๐š๐ฆ
๐Ÿ“๐Ÿ๐Ÿ“๐ŸŽ ๐๐ž๐š๐œ๐ก ๐‘๐, #๐Ÿ๐Ÿ-๐ŸŽ๐Ÿ/๐ŸŽ๐Ÿ– ๐†๐š๐ญ๐ž๐ฐ๐š๐ฒ ๐–๐ž๐ฌ๐ญ, ๐’๐ข๐ง๐ ๐š๐ฉ๐จ๐ซ๐ž ๐Ÿ๐Ÿ–๐Ÿ—๐Ÿ•๐Ÿ๐ŸŽ (๐๐ž๐š๐ซ๐ž๐ฌ๐ญ ๐Œ๐‘๐“: ๐๐ฎ๐ ๐ข๐ฌ)ย 
โœ‰ ๐—ฅ๐—ฒ๐—ด๐—ถ๐˜€๐˜๐—ฒ๐—ฟ ๐—›๐—ฒ๐—ฟ๐—ฒ https://engage.fa.com.sg/events/zephanielau/30septwillwriting/

๐ŸŸฉ ๐—”๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ฒ โ€“ https://engage.fa.com.sg/zephanielau/

#financialplanningย #financialgoalsย #Possibleย #Habitsย #EssentialHabitsย #ifarepย #abetterfinancialmeย #ZephanieLauย #AskZephanieย #SocialMediaย #learningย 
#pexelย #chooseindependentย #estateplanning

Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Published By:

Zephanie Lau ๅˆ˜ๆ™“่Žน

“๐™ฑ๐šŽ ๐š๐š‘๐šŽ ๐šŠ๐š›๐šŒ๐š‘๐š’๐š๐šŽ๐šŒ๐š ๐š˜๐š ๐šข๐š˜๐šž๐š› ๐š๐š’๐š—๐šŠ๐š—๐šŒ๐š’๐šŠ๐š• ๐š๐šŽ๐šœ๐š๐š’๐š—๐šข!” โœI am a seasoned Financial Advisory Manager in Singapore, with over a decade of expertise, committed to transforming lives. I stand ready to guide Working Adults in Singapore towards greatness through meticulous Financial Planning and Independent Financial strategies.

As Warren Buffett wisely said, “๐—ฆ๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ถ๐˜€ ๐˜€๐—ถ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐˜€๐—ต๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† ๐—ฏ๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ ๐—ฎ ๐˜๐—ฟ๐—ฒ๐—ฒ ๐—ฎ ๐—น๐—ผ๐—ป๐—ด ๐˜๐—ถ๐—บ๐—ฒ ๐—ฎ๐—ด๐—ผ.” Let me help you plant the seeds of financial success, so you can bask in the shade of abundance in the Singapore Financial Hub.

“I am not a product of my circumstances. I am a product of my decisions.” With your goals in sight, I become your relentless Goal Getter, ensuring nothing holds you back from achieving your dreams.

Remember, “Time is more valuable than money. You can get more money, but you cannot get more time.” Let’s avoid wasted efforts on wrong choices and focus on what truly matters, uncovering the meaning of life and securing your future.

With your vision and my guidance, we shall create a legacy of financial empowerment, proving that success is within reach for every determined soul. Let’s ignite the fire of transformation and begin our journey today! ๐ŸŒŸ๐Ÿ’ผ

#efficient #financialhappiness

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  • ๅœจไธŽ้‘ซ็›Ÿ็†่ดข่ฟ›่กŒ่ฎจ่ฎบๆˆ–็ญพ่ฎขๅˆ็บฆๆ—ถ๏ผŒๆ‚จๅบ”็กฎไฟๆ‚จๅทฒๅฎŒๅ…จ้ตๅฎˆๅนถๅฐ†็ปง็ปญ้ตๅฎˆๆ‚จๆ‰€ๅœจๅŽŸๅฑ…ไฝๅ›ฝ็š„ๆ‰€ๆœ‰้€‚็”จๆณ•ๅพ‹ๅŠๆก่ง„ใ€‚

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (โ€œFAPLโ€) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPLโ€™s Data Protection Policy, which can be found on FAPLโ€™s website atย https://fa.com.sg/data-protection-policy/.

ๆ นๆฎใ€Šไธชไบบๆ•ฐๆฎไฟๆŠคๆณ•ใ€‹๏ผŒ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธๅพๆฑ‚ๆ‚จ็š„ๅŒๆ„ๅ‘ๆ‚จๆ”ถ้›†ๅนถไฝฟ็”จๆ‚จ็š„ไธชไบบไฟกๆฏใ€‚้‘ซ็›Ÿ็†่ดขๅฐ†ๆ นๆฎๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎไฟๆŠคๆ”ฟ็ญ–ๆ‰€้˜่ฟฐ็š„็”จ้€”ไฝฟ็”จๆ‚จ็š„ไธชไบบ่ต„ๆ–™๏ผˆไพ‹ๅฆ‚ๅง“ๅ๏ผŒ่ฏไปถๅท็ ๏ผŒ่”็ณป็”ต่ฏ๏ผŒ้‚ฎๅฏ„ๅœฐๅ€๏ผŒ็”ต้‚ฎๅœฐๅ€ๅ’Œ็…ง็‰‡๏ผ‰ใ€‚ ่ฏฅๆ”ฟ็ญ–ๅฏๅœจๆœฌๅ…ฌๅธ็ฝ‘็ซ™ไธŠๆŸฅๅฏป๏ผŒ็ฝ‘ๅ€ไธบย https://fa.com.sg/data-protection-policy/.

By submitting this form, you are deemed to have read and understood FAPLโ€™s Personal Data Policy.

ๆไบคๆญค่กจๆ ผ๏ผŒๅณ่กจ็คบๆ‚จๅทฒ้˜…่ฏปๅนถ็†่งฃ้‘ซ็›Ÿ็†่ดข็งไบบๆœ‰้™ๅ…ฌๅธ็š„ไธชไบบๆ•ฐๆฎๆ”ฟ็ญ–

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